Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. There are so many types of mortgages available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charge premiums, lock-ins and early repayment charges are taken into account the products may not be as attractive as they first appear.
At Plutus we look to guide you through this minefield to offer advice and solutions that best suit your specific needs.
We are not tied to any lender, which means that we are fully independent, acting entirely on your behalf and represent your best interests in order to establish the most appropriate mortgage. Our clients range from first-time buyers to high net worth portfolio investors with complex financing requirements.
We advise on every kind of mortgage, from residential, buy-to-let, commercial, foreign currency & overseas mortgages. Our extensive product knowledge, coupled with strong relationships with all the major mortgage lenders, means we can satisfy every client need at the most competitive rate, often through access to rates that are unavailable directly in the market.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.