6th February, 2020

With only a couple of months to go in this financial year, it’s a good time to take action to maximise your tax allowances for the year. It doesn’t matter whether you’re in the lower or higher rate tax band, a business owner or an employee, married or single –…

2nd January, 2020

It’s a new year, the beginning of another decade – a fresh start. Christmas is over, the turkey long since devoured, the presents opened and perhaps already forgotten about. The general election is a distant memory, even though barely a month has gone past, and the media are back to…

2nd December, 2019

Do media stories about interest rates and market volatility put you off from thinking about money other than to make sure you can make ends meet? It doesn’t have to be that way. While money matters may not be everyone’s strength, it’s easier than you think to get your finances…

5th November, 2019

We recently talked about pensions for the self-employed, the difficulties associated with setting money aside for sole traders and how the government is trying to help change this. This month we turn our attention to pensions in general as it’s an important long-term investment that not everyone is making the…

15th October, 2019

Are you thinking of buying a new home or re-mortgaging? Are you bamboozled by the number and type of mortgages that are available and can’t figure out where to start? You’re not alone! Mortgage lenders change their products regularly and often try to differentiate themselves by using different names for…

2nd September, 2019

At the beginning of the year we talked about a new year’s resolution we hear a lot about: getting your finances in order. Not everyone can follow up on that for one reason or another, but circumstances change. Many don’t follow up because they don’t know how easy it is…

5th August, 2019

Whatever amount of money you have to invest, you want to see a good return on it. It could be £1,000, it could be £1 million or something in between, which is where most of us find ourselves. This month we take a closer look at the main ways in…

5th July, 2019

Any conversation with an independent financial adviser about investments or pensions will bring up the ‘attitude to risk’ question. They will want to know what it means for you and where you sit on the risk tightrope. But what does that mean exactly and what do you need to consider…

3rd June, 2019

The UK’s official unemployment rate is at the lowest it has been in over forty years, according to the Office of National Statistics. In fact, it is at 3.8%, and hasn’t been this low since the autumn of 1974. With an increasing number of available job opportunities, competition is ever…