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Shortlisted for Financial Adviser Firm of the Year in the Money Marketing Awards 2017

Financial Planning Services

Plutus offers you a wholly independent financial planning service to cater for all your financial needs. Our aim is to empower you to make the correct financial decisions. To do so, we use a simple consulting process to determine what type of financial planning will keep you on track towards your goals. Please click on the links below to find out more.

How pensions work

The way your pension works will depend on the type of pension you have. There are four main types.

  • Defined benefit (or salary-related) pension schemes – offered by some employers.
  • Defined contribution (or money purchase) pension schemes – offered by some employers.
  • Stakeholder pensions – you can start these yourself, or you may be offered a stakeholder pension at work. These are also defined contribution pension schemes.
  • Personal pensions – you can start these yourself, or you may be offered a group personal pension at work. These are also defined contribution pension schemes.